File Your Own Taxes Online (2024)

A TurboTax product specialist can help you, and even draw on your screen to help you get your taxes done. (Ayuda disponible en español.)

You’ll also have unlimited access to the helpful TurboTax community, and a robust set of FAQs and articles if you have questions about doing your taxes.

You can also upgrade to TurboTax Live Assisted to get unlimited help and advice from tax experts or hand off your taxes to a TurboTax Live Full Service expert to do them for you, start to finish.

Don’t worry, TurboTax double-checks your return for errors as you go, and before you file. We also guarantee our calculations are 100% accurate, or we’ll pay you any IRS penalties plus interest.

If you have questions, just ask us. We have knowledgeable agents available by phone* or live chat to answer any questions you may have. (Fees may apply.)

We accept all major credit and debit cards, but you can also choose to pay for your TurboTax fees right out of your federal tax refund. There's an additional fee for this service*.

For TurboTax CD/Download purchases, once you’ve received an order confirmation for your purchase, follow these instructions to download your TurboTax software:

  1. Go to Access my downloads and sign in with the same user ID you used to purchase your software
  2. On Your TurboTax account, select the Downloads tab
  3. Select the version you want to download and save it somewhere on your computer where you can find it
  • If you need help finding your download, we have instructions for Windows and Mac
  • Install your software by double-clicking the downloaded file
    • If you need help installing, we have instructions for Windows and Mac

    E-file and use direct deposit for your fastest refund possible. Federal e-file is included with TurboTax at no extra charge.

    You could get your refund up to 5 days early* by filing with TurboTax and depositing it in a free to open checking or savings account with Credit Karma Money. *Terms apply.

    Or skip the wait and get up to $4,000 instantly* with Refund Advance. A no-cost way to get funds in as little as 30 seconds after IRS acceptance. *IRS accepts returns starting late-Jan. Acceptance times vary. You could get funds in seconds, most customers receive funds within 4 minutes of acceptance. Terms apply.

    Yes. We offer free one-on-one audit guidance year-round from our experienced and knowledgeable tax staff. We’ll let you know what to expect and how to prepare in the unlikely event you receive an audit letter from the IRS.

    If you’ve already received a letter from the IRS for a return you filed with TurboTax, please review our Audit Support Guarantee for instructions on how to receive FREE step–by–step audit guidance and the option to connect with an expert.

    We also offer full audit representation for an additional fee with TurboTax Audit Defense.

    No problem. You can have your refund directly deposited into a free to open checking or savings account with Credit Karma Money™. Sign up when you’re ready to finish and file your taxes with TurboTax and begin using your account right away.

    Or, you can have your refund mailed in a check. You can receive your refund as a check, whether you’re printing or e-filing. This will take longer than direct deposit.

    With Live Assisted, a team of tax experts is available to provide you with unlimited answers and advice as you do your taxes, and can review your return before you file.

    With Live Full Service, you’re matched to a dedicated tax expert who will do your taxes, start to finish, and review them with you before filing.

    Our team of US-based tax experts have extensive experience and internal training. They can handle all kinds of tax situations, from simple to complex; and are always up-to-date on all the latest tax laws, from crypto to side gigs and new government credits. We guarantee your taxes are done 100% right, getting you every dollar you deserve.

    When you connect live with an expert, you’ll see their specific credentials.

    Our tax experts are available 7 days a week from 5 AM to 9 PM PT from the January date the IRS starts accepting tax returns through the April filing deadline.

    From mid-April through early January, they’re available Monday-Friday from 5 AM through 5 PM PT.

    When you access Live Help, you’ll enter some information about your question. This will help us direct you to the right expert to answer your question. We work hard to ensure that our tax experts are highly qualified to answer a broad range of questions, but if your question isn't answered to your satisfaction, you can ask to be transferred to a new expert.

    To be matched with a dedicated tax expert who can handle your taxes start to finish, you can upgrade to Live Full Service.

    You can speak to an expert via phone, chat, or live on-screen through one-way video chat (they can’t see you). You can share your TurboTax screen with your expert so they can guide you and answer your questions.

    We do our best to match you with the right expert based on the nature of your question. Your tax expert will also have read-only access to your tax return so they can better understand your situation. You also have the option to share your tax documents with your tax expert, if needed. All conversations with our experts are documented in our system, so if you come back with another question, your tax expert can see what was already discussed.

    For a dedicated tax expert who's matched to you based on your situation, choose Live Full Service.

    With Live Assisted, you prepare your taxes at your own pace and on your own time by answering simple questions about your life and taxes. When you need help from a tax expert, just select the “Live Help” button, and we’ll connect you. You can discuss your questions over the phone, via live chat, or via one-way video on your screen. When you’re done preparing your taxes, you can get a tax expert to review your return to make sure it’s 100% correct.

    When you’re satisfied and ready to file, simply pay and e-file or print your tax return.

    Your tax expert will be able to see a read-only version of your tax return to assist them in addressing your questions. Your personal information (like SSN) will be masked so the expert can’t see it.

    Our software will allow you to securely upload your tax documents to our system. You can give permission through the software to share your tax documents with your tax expert. You may be able to import them directly from your employer or your financial institutions, or you can snap photos of the documents and upload them to TurboTax. We use industry accepted encryption standards for data at rest and in-transit to help ensure your information is protected.

    Two factors determine the pricing for TurboTax: the complexity of your tax return and the level of service you choose (DIY, Live Assisted, or Live Full Service). More complicated tax situations and higher levels of tax expert services will cost more.

    If you choose to add other services (like Audit Defense), there may be additional fees.

    We’ll always let you know how much you can expect to pay, and we’ll get your confirmation before any products or services are added.

    You can review your fees along the way at any time and will see a full balance of your charges before you choose to pay and file your taxes.

    Two factors determine the pricing for TurboTax: the complexity of your tax return and the level of service you choose (DIY, Live Assisted, or Live Full Service). More complicated tax situations and higher levels of tax expert services may cost more, depending on the product you select.

    Your price could also change if you decide to upgrade your service level and add expert help, or if you choose to add other services like Audit Defense.

    With Live Full Service, you’re matched to a dedicated tax expert who will do your taxes, start to finish, and review them with you before filing. Where available, you will have the option to choose an independent Intuit TurboTax Verified Pro. You may see this option after starting with Live Full Service if it’s available in your area.

    With Live Assisted, a team of tax experts is available to provide you with unlimited answers and advice as you do your taxes, and can review your return before you file.

    Full Service Experts are members of the TurboTax Expert team who will file your taxes for you virtually.

    Intuit TurboTax Verified Pros are independent tax professionals who are vetted by TurboTax and offer the option to meet in person (where available). They have their own business and may also offer different or additional services from those offered in TurboTax Full Service.

    After you’re matched with your dedicated Live Full Service tax expert, they will share the hours they’re available.

    If you need help when your Full Service Expert is unavailable, you can reach our other Full Service Experts 7 days a week from 5 AM to 9 PM PT from the January date the IRS starts accepting tax returns through the April filing deadline. From mid-April through early January, our experts are available Monday-Friday from 5 AM through 5 PM PT.

    If you choose to work with an independent Intuit TurboTax Verified Pro, the Pro will share the hours they're available directly with you.

    You can speak to your tax expert on the phone, through a live one-way video call on your screen (you can see your tax expert, but they can’t see you), or in-person with an independent Intuit TurboTax Verified Pro where available. Your tax expert will ask you questions and provide advice as they prepare your return and get ready to file on your behalf. You can also communicate with your tax expert via the messaging center as needed.

    Our US-based tax experts and independent Intuit TurboTax Verified Pros have extensive experience and training. They can handle all kinds of tax situations, from simple to complex and are always up-to-date on all the latest tax laws, from crypto to side gigs and new government credits. They’ll guarantee your taxes are done 100% right, with every dollar you deserve.

    When you connect live with an expert, you’ll see their specific credentials.

    With Live Full Service, we’ll start by asking you questions about your tax situation. This can be done online, or with the help of a live tax preparation assistant. We’ll use what you tell us to match you with a tax expert who understands your unique situation, has relevant expertise, and is local to your state (where available).

    We’ll use your location and information about your tax situation to match you with the right tax expert to handle your taxes. If at any time you want to be matched to a new expert, you can inform your current expert and they’ll help you get reassigned.

    Where available, you will have the option to choose an independent Intuit TurboTax Verified Pro. You may see this option after starting with Live Full Service if it’s available in your area.

    After starting in Live Full Service, we’ll ask you some questions to learn about your tax situation and create a personalized tax planner for you. This tax planner helps you know what docs you’ll need so you can gather them and start securely uploading them to your TurboTax account.

    We use information about your tax situation to match you with an expert who has experience with taxes like yours. During the process, they’ll also learn more about your unique situation so they can make sure your taxes are 100% correct before filing.

    Our software allows you to securely upload your tax documents to our system so they’re available to your tax expert. You may be able to import them directly from your employer or your financial institutions, or you can snap photos of the documents and upload them to TurboTax. We use industry accepted encryption standards for data at rest and in-transit to help ensure your information is protected.

    The time it takes to prepare your return depends on the complexity of your taxes, your availability, seasonal peak days for tax preparation, and how busy our experts are. Our goal is to get your taxes done with as little waiting as possible. When you’re ready to start, we’re ready to take taxes off your plate.

    Two factors determine the pricing for TurboTax: the complexity of your tax return and the level of service you choose (DIY, Live Assisted, or Live Full Service). More complicated tax situations and higher levels of tax expert services will cost more.

    If you choose to add other services (like Audit Defense), there may be additional fees.

    We’ll always let you know how much you can expect to pay, and we’ll get your confirmation before any products or services are added.

    You can review your fees along the way at any time and will see a full balance of your charges before you choose to pay and file your taxes.

    We do our best to make sure you start with the right product to cover your tax situation, but it’s possible that we’ll uncover something along the way that requires you to upgrade your version of TurboTax. For example, if you started in our Free Edition, but we later learn you had investment sales (not covered in Free Edition), we’ll ask you to upgrade to cover your investment sales. Prices for paid products are determined based on the product you use and the time of print or e-file and are subject to change without notice. Special discount offers may not be valid for mobile in-app purchases.

    Your price could also change if you decide to upgrade your service level and add expert help, or if you choose to add other services like Audit Defense.

    Yes. As part of our Lifetime Guarantee, you can file with complete confidence knowing that you’ll get your maximum refund, 100% accuracy, and audit support for your return's full 7-year lifetime.

    We offer free one-on-one audit guidance year-round from our experienced and knowledgeable tax staff. We’ll let you know what to expect and how to prepare in the unlikely event you receive an audit letter from the IRS.

    If you’ve already received a letter from the IRS for a return you filed with TurboTax, please review our Audit Support Guarantee for instructions on how to receive FREE step–by–step audit guidance and the option to connect with an expert.

    We also offer full audit representation for an additional fee with TurboTax Audit Defense.

    Tax experts are available year-round for questions and tax advice. Depending on the service you choose, you may or may not be connected with the same tax expert who prepared your tax return. Working with the same expert year-round is dependent on the expert’s availability.

    Yes, you may work with the same expert who prepared your tax return, when available.

    Our Full Service welcome call is handled by a team of specialists who are here to answer your questions about the product, help you understand next steps, and aid you in gathering all of your documents before initiating your expert match.

    File Your Own Taxes Online (2024)

    FAQs

    How hard is it to file my own taxes? ›

    Although the United States tax code is a complex one, it's not difficult to do your taxes on your own. That is, as long as you use a quality software solution to guide you through the process. Consider signing up for TurboTax, H&R Block or another leading software solution now to get started.

    Can I file my tax return by myself? ›

    If you're comfortable preparing your own taxes, you can use Free File Fillable Forms, regardless of your income, to file your tax returns either by mail or online.

    Is it worth doing your own taxes? ›

    The Bottom Line

    Whether or not you should take on your tax return or pay someone else to do it really depends on how organized you are and how comfortable you are with doing it yourself. If you're confident about your ability to understand the tax code, then doing your own is a smart way to save.

    Is it easy to do your own taxes with TurboTax? ›

    Using TurboTax makes the tax filing process simple because it walks you through a series of questions, fills out the right forms and helps ensure you claim all the right credits and deductions.

    Is it better to file taxes online or in person? ›

    The decision of whether to file your taxes online or with a professional ultimately depends on your individual tax situation and personal preferences. If your tax situation is relatively simple, filing your taxes online may be the most convenient and affordable option.

    Is $10,000 enough to file taxes? ›

    If you earn less than $10,000 per year, you don't have to file a tax return. However, you won't receive an Earned-Income Tax Credit refund unless you do file.

    How long does it take to file taxes yourself? ›

    How long should it take you to prepare your tax return? Like with most things tax, it depends. According to the IRS, the average taxpayer spends 13 hours preparing their return. More specifically, the IRS says that the average nonbusiness taxpayer spends 9 hours preparing a tax return.

    How to get the most back on taxes? ›

    4 ways to increase your tax refund come tax time
    1. Consider your filing status. Believe it or not, your filing status can significantly impact your tax liability. ...
    2. Explore tax credits. Tax credits are a valuable source of tax savings. ...
    3. Make use of tax deductions. ...
    4. Take year-end tax moves.

    Why is doing taxes so hard? ›

    Much of it has to do with the U.S. economy, according to Marilynn Grossman, Professor of Taxation and editor-in-chief of the Tax Law Review. “We're a very sophisticated, complex economy and that requires a very sophisticated tax system,” Grossman told NPR in an interview.

    When should you not do your own taxes? ›

    Anytime your taxes are complicated. Hiring a pro is a prudent choice after a major life change like getting married or divorced, having a baby, buying or selling a home or business, experiencing a major health issue, or retiring.

    Does TurboTax give you maximum refund? ›

    TURBOTAX ONLINE GUARANTEES

    Maximum Refund Guarantee / Maximum Tax Savings Guarantee - or Your Money Back – Individual Returns: If you get a larger refund or smaller tax due from another tax preparation method by filing an amended return, we'll refund the applicable TurboTax federal and/or state purchase price paid.

    How reliable is TurboTax Online? ›

    TURBOTAX ONLINE GUARANTEES

    100% Accurate Calculations Guarantee – Individual Returns: If you pay an IRS or state penalty or interest because of a TurboTax calculation error, we'll pay you the penalty and interest.

    What is the downside of TurboTax? ›

    TurboTax cons

    Costs may be higher compared to other tax software options, most notably for the versions that cover specialty tax needs such as rental properties or self-employment. Some users may find that the level of automation leads to less direct interaction with a tax professional.

    How hard is it to do taxes on your own? ›

    The bottom line. Tax preparation doesn't have to be difficult. In fact, with today's software solutions, filing your own tax return can be relatively simple. Compare today's leading software solutions to file your own taxes.

    Is it safe to file taxes online? ›

    Filing online (e-file) is a secure, accurate, fast, and easy option to file your tax return.

    Is filing taxes stressful? ›

    For many people, the complicated process of filing taxes brings on many feelings, including stress, anxiety, and sheer worry. “Tax anxiety” is common and is triggered by the fear of making errors, the complexity of tax laws, owing additional money, and facing potential audits.

    Is preparing tax returns hard? ›

    So, yes, preparing tax returns can be hard, depending on the circ*mstances. Getting help from a tax professional or using tax preparation software can make the process easier. But, if your circ*mstances aren't that complicated, you might find it easy to prepare your own tax return.

    Is it hard to file your own taxes self employed? ›

    The self-employment tax is 15.3%, a combination of Social Security and Medicare taxes. There are other taxes you might have to pay, such as federal, state and local. Preparing self-employment taxes isn't an easy process, so hiring a tax professional is recommended.

    How much money do you need to make before you have to file taxes? ›

    Minimum Income to File Taxes in California
    IF your filing status is . . .AND at the end of 2022 you were* . . .THEN file a return if your gross income** was at least . . .
    Married filing separatelyany age$5
    Head of householdunder 65 65 or older$19,400 $21,150
    Qualifying widow(er)under 65 65 or older$25,900 $27,300
    2 more rows

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